What Is Cursor AI
Cursor is a popular AI-powered code editor built on top of VS Code. The paid Cursor Pro plan at $20/month provides unlimited access to GPT-4o and Claude Sonnet directly inside the IDE. For many developers, it has become an essential daily tool.
Why Payment Fails
Country restrictions via Stripe. Cursor processes payments through Stripe, which automatically blocks cards issued in sanctioned jurisdictions — primarily Russia and Belarus.
"Payment method not supported in your country" error. This message means Stripe has identified your card's country of issue as unsupported. Balance and credit limit are irrelevant — the block happens before authorization even begins.
IP address mismatch. If your IP points to a restricted country while your card is formally from another country, Stripe's anti-fraud system may still flag and block the transaction.
Prepaid virtual card. If you've already tried a virtual card that was classified as prepaid, Cursor — like OpenAI — will not accept it.
Step-by-Step Fix
Step 1. Stop using a Russian card. It won't work regardless of the bank — Russian cards are blocked by Stripe at the infrastructure level.
Step 2. Get a virtual card with a foreign BIN. The card must be classified by Stripe as "debit" or "credit," not "prepaid." Marix issues cards that meet this requirement.
Step 3. Enable a VPN matching the card's country. Before going to cursor.com, turn on a VPN with a US or European server — matching the card's country of issue.
Step 4. Open cursor.com in a private browsing window and navigate to the Pricing page.
Step 5. Select the Pro plan and click "Get Started." You'll be redirected to Stripe Checkout.
Step 6. Enter card details and billing address. The billing address must match the card's country. Use a real address in that country.
Step 7. Confirm the payment. If everything is configured correctly, the payment will go through on the first try.
Alternatives for Cursor
If you'd rather not deal with a virtual card, there are workarounds:
- Buy through a reseller: some services purchase Cursor subscriptions on request
- Cursor Free: the free plan is limited but lets you evaluate the tool
- VS Code + AI extensions: free alternative with fewer AI capabilities
FAQ
Is Cursor Pro billed monthly or annually? Both options are available. The annual plan is cheaper per month.
Can I use a corporate card for Cursor? Yes. Business/corporate cards work well, provided they are not from a blocked jurisdiction.
Does Cursor work without a VPN after subscribing? Yes. Cursor is a desktop application — once the subscription is active, no VPN is needed to run the editor itself.
A Marix virtual card works for Cursor AI, OpenAI, and other services — get your card.